Social Security, 529 Plans, Fun Vision, and Annuities: Q&A #2509
The Retirement and IRA Show
Jim Saulnier, CFP® & Chris Stein, CFP®
4.3 • 729 Ratings
🗓️ 1 March 2025
⏱️ 81 minutes
🧾️ Download transcript
Summary
Jim and Chris sit down to discuss listener questions relating to Social Security, 529 plans, Fun Vision, and Annuities.
(Intro – 12:00) Chris provides a Social Security PSA.
(19:00) A listener wonders whether her husbands Social Security benefits have been getting a COLA since his passing or if they’ve been frozen.
(26:00) A listener wonders if missed payment history from the 1980’s can be corrected and included when calculating their Social Security benefit.
(36:15) A listener asks about other alternative investment options for his 529 plans depending on the future of his daughters education needs.
(50:45) A listener wonders what the difference is between Fun Vision and the Fun Number.
(1:03:30) George looks for advice on taking his 401(k) as an annuity versus a SPIA down the line.
The post Social Security, 529 Plans, Fun Vision, and Annuities: Q&A #2509 appeared first on The Retirement and IRA Show.
Transcript
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| 0:00.0 | The retirement and IRA show represents the words and views of the show hosts exclusively and should not be construed as investment legal or tax advice. |
| 0:07.0 | All information is believed to be from reliable sources. However, we make no representation as to its completeness or accuracy. |
| 0:12.1 | All economic and performance information is historical in nature and is not indicative of any future results. |
| 0:16.6 | Any indices mentioned on the show are unmanaged and cannot be invested indirectly. |
| 0:20.0 | Diversification and asset allocation strategies do not assure profit or protect against laws. |
| 0:23.9 | Never make any investment or financial decisions based on information offered on this show |
| 0:26.9 | without first consulting your financial legal or tax advisor. |
| 0:29.8 | Financial planning services offered through Jim Solnior and Associates LLC, a registered investment advisor. |
| 0:38.4 | This is the retirement and IRA show coming to you from beautiful Northern Colorado. |
| 0:43.7 | Join us as certified financial planner Jim Sonier, as well as Colorado State University |
| 0:48.8 | Finance instructor and certified financial planner Chris Stein, teach you about IRAs, 401k's, annuities, |
| 0:56.2 | social security, pension plans, and estate planning in a fun and enjoyable show. |
| 1:01.4 | Whether you are listening live in Colorado or streaming from their website or iTunes podcast, |
| 1:06.7 | Jim and Chris want you to know that they're available to help you plan for your retirement. |
| 1:11.3 | Just visit their website at Jimhelps.com. |
| 1:14.5 | That's Jim H-E-L-P-S dot com. |
| 1:18.0 | And click the Meet the Team button on the homepage. |
| 1:20.7 | Now here's Jim and Chris with today's show. |
| 1:27.2 | Well, hello and welcome to the Retirement IRA show Q&A edition for this week. |
| 1:33.0 | Pretty standard show, I think, coming up for you today. |
| 1:37.8 | Jim's still joining us remotely from Florida, but that's pretty standard these days. |
| 1:47.1 | He's warned me he's got a couple of social security questions for me to handle right up front like we typically would do on the show. And |
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