The views expressed on this podcast are those of the participants, not of Rogers News.

It's a whole reinvention of banking.

I hope you can see and feel it here today.

It's open, it's friendly, it's fun.

Of course, it's very safe, but this is almost the anti-bank bank model.

Most of the stupid things that current banks do, we do the reverse.

We want your business.

We want you in.

We're going to make our hours and products and services convenient for you.

That was Vernon Hill, co-founder and vice chairman of Metro Bank, speaking back in 2010 at the launch of the new High Street lender in the UK.

But despite his best-laid plans, things went awry for Metro when it was forced to seek rescue funds.

But this is far from an exception. Small lenders on both sides of the Atlantic are looking

vulnerable to deposit flight or other capital issues. But what can regulators do when a crisis

and a small bank erupts? How can they keep it contained? Stay tuned for this week's

newsroom. Welcome back to the views, a podcast from Reuters breaking views where columnists from around

the world talk about the big stories of the week.

I'm your host, Amy Donovan, coming to you from London.

Small banks are causing big problems for regulators.

Metro Bank in the UK over the past week, and Silicon Valley Bank and

others ran into trouble earlier this year in the US. It's a problem for regulators when many

crises are happening with greater frequency. And here to talk to me about it is the breaking

views financial experts. Liam Proud, who covers banks in Europe,

...