It's Brian Preston, the money guy, restoring order to your financial chaos, retirement,

investing, taxing.

You've got financial questions, he's got financial answers.

It's Brian Preston, the money guy.

This next question, Brian, is from Stu.

Stu 631, I don't know if the numbers matter.

Where should I park money if I want to make a major purchase within a year, like a mortgage

down payment?

Here's the kicker.

Is it better to park it in a target retirement fund or strictly in bonds?

Brian, you have anything to say to that?

Where you should park it, and specifically some things to think about as it relates to target

retirement funds or bonds being a place to park assets for the next year.

Well, see, this is a good question, but it's also one, man, it's such unique times here,

because I think it's Warren Buffett who's talked about this.

There are times in life where what's perceived as risky can be safe and what is safe can

be risky.

I can tell somebody like Stu, based upon the way he asks that question, he's trying to maximize.

He really is a financial meet, trying to maximize the dollar, but he doesn't want to keep

it in the dollar.

He's thinking about target retirement funds.

He's talking about bonds.

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