Discover the tips and strategies that will help you achieve your retirement goals.

I'm your host, James Canole, and this is the podcast dedicated to helping you retire well.

It all starts right here of Ready for Retirement. I'm

your host, James Cannell. And on today's episode, we're going to ask the question, can you have a

100% stock portfolio in retirement? Not can you. Of course, you always can have it, but is it advisable? Should you have a 100% stock portfolio in retirement? Not can you. Of course, you always can

have it, but is it advisable? Should you have a 100% stock portfolio in retirement?

It is maybe a better way of asking it. So let's get started. And to get started, let's take a big

step back. When you are investing, there's of course a whole bunch of different things you can

invest in thousands and thousands of different options. But from a high level, there's two main components to most people's

portfolios, and that's stocks, and that's bonds. So those are the two primary asset classes,

aka the types of assets or the types of things you can invest your money into. And the question

or the conventional wisdom says that you

should own more stocks in your working years, as you have maybe several years to go until you retire,

and fewer stocks in retirement, maybe more bonds in retirement. And so this is a question that we're

going to answer today. And it's a timeless question, meaning many of the principles that we

discuss, they'll always be relevant. There's also unique circumstances we now find ourselves in as investors that impact this

too. And that is just the current state of interest rates. When you look at stocks, when we look at bonds,

stocks, you're owning a company. You're owning a company. And as that company grows or falls,

you participate in that growth or in that downturn

based on whatever the company does. With a bond, however, you're not participating in the growth

of a company or the growth of a government. What bond is, is you're lending money to that company

or to a government. And the money that you can expect to return in most part is due to the

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