Should You Buy Or Rent In 2026? (The Numbers SHOCKED Us!)
Money Guy Show
Brian Preston, CPA, CFP®, PFS and Bo Hanson, CFA, CFP® | Fee-Only Fiduciary Advisors
4.7 • 3.1K Ratings
🗓️ 17 April 2026
⏱️ 39 minutes
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| 0:00.0 | Owning a home has long been considered the American dream, but a lot has changed over the past decade, |
| 0:06.5 | and some actually are now saying it's smarter to rent than to buy. |
| 0:09.8 | Brian, I am so excited because today we're actually running the numbers to see if it's financially |
| 0:14.8 | better to buy or to rent in 2026. And we'll talk about how to decide which path is right for you. |
| 0:22.3 | So I'm Brian. He's Bo. And we're financial advisors here to help you make the smart choice |
| 0:27.0 | with your money, your housing. And with that, let's jump right in. |
| 0:36.1 | So, Brian, I feel like this has been a hot topic on social media for a while. |
| 0:41.7 | Should I buy or should I rent? |
| 0:43.5 | Because you've already alluded to this, that buying a home and being a homeowner in this country |
| 0:48.3 | was often considered part and even a necessity to be following the American dream. |
| 0:53.9 | Well, and that's what I worry is it's become such a part of our societal fabric that you have your parents and your grandparents telling you you got to go buy a house that it's not that cut and dry anymore. There's a lot that's got to go into this. Now, that's not to say in the long term, we still don't love homeownership. But I'm saying don't skip the steps. And that's what we're going to give you today is these steps so you can figure out for your personal situation, is it better to buy or is it better to rent in this moment? And it's so emotionally charged because you're hearing those parents and grandparents telling you, got to buy, got to buy, got to buy. And meanwhile, the housing market's |
| 1:28.8 | getting crazier. We've had interest rates run up. We've seen the cost of housing increase. And so a lot of |
| 1:34.0 | people, especially first-time homebuyers, believe that this is almost an impossible task, something that |
| 1:39.4 | they aren't even capable of doing. And if I'm not capable of doing it, well, that just mean |
| 1:44.0 | that I'm destined to not be able to build wealth. |
| 1:47.0 | Yeah, and this is one I want to make sure that all of my financial mutants, that we give you the field vision to make the right decision so that you can kind of know what's going on in the economy, what's going on with your personal finances, and you come out on the right side of this |
| 2:02.7 | and actually know how to navigate? So the question we have right now is, okay, how did we get here, |
| 2:08.5 | right? Like what's going on out there? And look at some of these headlines that we've seen. |
| 2:13.7 | From finance and economics, is it better to rent or buy? Rent versus buy in 2026, which is |
| 2:19.7 | cheaper in today's housing market. People should rent, bro, says real estate investor Grant Cardone. |
| 2:26.8 | There's no real money in owning a single family home compared to the S&P 500. So it seems like a lot of |
| 2:33.5 | people are tooting this horn saying rent, |
... |
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