Welcome to the Jill on Money Show. It is Thursday, June 29th. Oh, just a couple days left

in the quarter, half year up. I can't believe it. And I also can't believe just how amazing

it is to be able to answer your financial questions every day. I love this. I love this

part of my job. It's so much fun. And if you've got a question, if you have something

that is, you know, maybe eating at you or maybe an issue is cropped up in your life or

maybe you're thinking about doing something different in your work life. Maybe it's a

downsize. Maybe it's an up size. Maybe you're starting a new business. Anything like that

you'd love to hear from you. All you need to do is go to our website, JillOnMoney.com.

Click the contact us button and let us know if you would be willing to come on the

air. And when you are contemplating all these changes, you may want to have a little

guide, a little guardrail to this decision making process. I have a great idea. Check

out my book, The Great Money Reset, because this is exactly what I did in writing this

book, trying to help people make big life decisions without blowing up their financial

lives. So you can buy the Great Money Reset on our website or wherever you get books.

Okay, let us move on. Let's get to the matter at hand. We have Richard, who is joining

us from the state of Michigan. Hi, Richard. How are you? Hi, Jill. Hi, Mark. Thank you

so much. I'm good. What brings you to our airwaves, Richard? Here's the situation. So

my wife and I are both 63 years old. I'm currently still working going on 42 years at the

same company. I know that sounds crazy. And we have two small homes, two small places,

one for the summer and one for the winter that we get away. But we're looking to purchase

a condo near our grandkids in the Detroit Metro area. So looking at getting another

mortgage, purchasing a property, we downsized probably three years ago, got rid of our

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