This episode is sponsored by SmartVester. Connect with an investing pro for free at Ramsey Solutions.

Com slash invest.

You're listening to Ramsey everyday millionaires where we talk investing, retirement, building wealth and outrageous generosity. Up next we have Albert in San Antonio, Texas.

Hey Albert, welcome to the show.

Thank you for having me.

Absolutely, how can we help?

Yes, my wife retired this last year and I'm probably going to retire about another year.

Nice.

Hey Albert, can you be a huge chaver? Can you speak right into your phone for me?

Yes, is that better?

Much better, yeah, thank you. Okay, yes, my

other daughter, a week, because my wife retired last year and I'm going to

retire about a year. We have about one, one point three in investments,

were debt-free, including the house amazing yeah so but we kind of

bit normal we had a car payment until about two years ago to car payments but we

probably we did not get and paid up, but definitely

the we'll be old with the cars of the house, so we got rid of it in the last two years.

But we're talking to a financial advisor right now to see what's best. We to we have most of it in 4-K and some other

than in movies and something in stock but he's thinking about just taking all of

it and just putting on a Roth dollar raise and just give the name of the full amount.

I was wondering if that's a safe idea or is that a good idea or should I be more to first slide?

Do you guys, do you guys have a Roth already or just the 401k?

...