You're listening to Ramsay every day millionaires where we talk retirement, building wealth,

and outrageous generosity.

David is with us in San Antonio.

Hi David, welcome to the Ramsay show.

David Ken, how are you today?

Better than we deserve.

What's up?

Awesome.

So, my wife and I, we've been married for a couple of hours.

We want to get into our first house by next summer.

We have a baby set 4 and 5 right now.

We have a three year old and we have another one on the way in about two or three weeks.

So with that being said, our household income is at 157K going into next year.

So we have been over the last five years or so.

We've been contributing money towards our house fund and to grow stock mutual funds.

So far, we have contributed about $166,000 towards that house fund.

But because of this market that we're in with the stock market, it's gone down about 30K.

So right now we're about 135,000 in that house fund.

My question is, do we take that hit of that 30K to get into a house in the next six to

eight months or do we just write it out?

Until we at least get, I would say at least half that back in that fund.

When are you thinking about buying a home?

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