We're going to play Buckmark without even playing Euros

There's so little dough left right here

Live from the headquarters of Ramsay Solutions it's the Ramsay Show

where that is dumb, cashier's king and the paid off on mortgage has taken the place of the BMW

as the status symbol of choice

I'm Dave Ramsay your host, we help people build wealth to work that they love and create actual

amazing relationships

my co-host today Dr. John Deloney, Ramsay personality number one best selling author

we will be answering your questions about your life and your money

thank you for jumping in America the phone number is triple eight, 825

5225 that's triple eight, 825

5225 Jeff is going to start us off this hour

and Cincinnati, hi Jeff how are you?

Hey Jeff, I'm doing good Dave are you?

Well I'm kind of a new follower I just found you earlier this year

we had some questions about potentially refinancing our house

we originally bought it back in January of 2021

this is obviously before we knew you and we got a 30 year loan at 2.5%

and now kind of considering do we move to a 15 year

but my biggest concern with that is that we're giving up that 2.5% rate to go somewhere around 5% or so

you're right to make more sense do I would not do that you're right

okay no you keep the existing mortgage you have

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