Welcome to the Jill On Money Show.

It's the weekend.

It's Saturday, November 5th.

And we are here answering your financial questions.

If you have one, it's very easy.

You go to that bookmarked site.

I know you've already bookmarked it.

Jillonmoney.com. You know why you should bookmark it because Mark populates the website with new stuff all the time. So there's always some good stuff there. And also, whenever there's some sort of financial question that starts to bubble up, you just go to the bookmark. You say, oh, let me just ask Jill and Mark a question. You click the contact us button and you fill out the form.

Now, you know, You just go to the bookmark. You say, oh, let me just ask Jill and Mark a question. You click the

contact us button and you fill out the form. Now, you know, we do email episodes, but have you

guys noticed that on those email episodes, I'm usually at least once or twice an episode saying,

hey, could you send us more information? It's so much better when you come on the show live with us.

We just, first of all, we love

talking to you and Mark and I are both voyeurs. We like to hear your stories. If we have

follow-up questions, you're there, and that makes it much easier. Today, we are talking to Aaron,

who is on the line from Salt Lake City. So I'm wondering about whether it makes sense to convert some of my traditional IRA into a Roth

and the tax consequences or benefits.

Okay, great.

So tell me a little bit about yourself.

We are retired.

Mm-hmm.

And you said we, so you're married.

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