Should We Change Our Investing in Baby Step 7?

Ramsey Everyday Millionaires

Ramsey Network

Careers, Investing, Business

4.6 • 3.6K Ratings

🗓️ 3 December 2025

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	This episode is brought to you by SmartVestor.
0:07.9	Connect with an investing pro near you at ramsysolutions.com slash smartvester.
0:13.6	Let's go to Ann in Phoenix, Arizona, and how can we help?
0:17.8	Yes, I have a question about how much, what was a percentage I'm currently putting into my
0:23.2	retirement.
0:24.2	I'm going to be 60 this year.
0:26.2	My husband is 63 and we currently have 400, we have about 400,000 in our retirement.
0:34.3	And I, but we also have a special needs young adult child that we know we want to plan for.
0:43.0	We've just gotten to Baby Step 7 two months ago, so I'm feeling still like I should hold on
0:48.4	really tight, or can I relax a little bit, or where should I go, and I'm looking for some
0:53.5	guidance.
0:54.0	Congratulations.
0:54.9	First of all, let's not just fly by Baby Step 7.
0:57.4	How does that feel?
0:59.8	It feels amazing, but I have lived until I found you all pretty hopeless about ever retiring.
1:07.3	So I'm adjusting in my mindset to like, can I take my family on a vacation?
1:12.5	Well, the answer is yes.
1:14.4	Right?
1:14.9	So I just, and I always worry about the future for my daughter.
1:19.1	I have my kids, both my oldest who has special needs and probably will never live independently.
1:25.4	Sure.
1:25.6	Okay.
	...

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