Welcome to the Jill on Money Show. It is Thursday, March 17th. Happy St. Patrick's Day, Mark. You know, last weekend, I made a little corn, beef, and cabbage, and it came out great. I put it right in the instant pot. Are you impressed? It was really good. It was so easy. That Instant Pod is amazing.

It was a New York Times recipe, very, very simple, and you barely had to do anything.

You know, I had to get another jar of Dijon mustard.

That's about it.

But it was delicious.

Anyway, this is the program that takes the mystery out of your financial life every day, not just St. Patrick's Day.

By the way, happy birthday to my niece, Emily.

Love you, Emily.

And we answer your financial questions.

Just go to jillandmoney.com, click the contact us button and send us your note.

So let's get on it.

Mark, we got a whole bunch of questions.

This is going to be rapid fire response, right?

Because these are short questions, I see.

So let's start with Carolyn, who writes, I love your advice.

You've probably been asked this before, but how much cash should a person keep on hand?

Since cash is becoming devalued with inflation currently, is it time to put that somewhere else where it earns more money? I just bought an I bond, but one of my advisors wants me to tap into a new investment product to fight inflation. I'm always concerned I won't have enough cash if I need it. You know what? It's a bummer, but yes, six months of living expenses in the bank.

Go online. I'll tell you one thing that it's becoming clearer and clearer. Big commercial

banks, the ones with the brick and mortar locations, have the worst rates. So go to deposit

accounts.com, at least six months, I sometimes say a year, frankly, of expenses in the bank,

in a safe place, but check out deposit accounts.com. Okay. Leonard writes, I have IRAs the total

about $700,000. One of my concerns is taxes when I retire. I don't think I'll need any of the

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