It's Tuesday, and this is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey Personality Anthony O'Neill.

John's in Austin, Texas. Hey, John, welcome to the Dave Ramsey Show.

Hey, Dave, how you doing?

Better than I deserve. How can Anthony now help?

Hey, so I just had a question on about how I should attack my student loans.

So I actually got kind of lucky because I went to school. I graduated early.

And, you know, I got some scholarships from academics and I did like some essays.

So I only owe about 12,500 in loans. I have enough saved up to just

kind of pay it off, but I was just wondering if I should just kind of wait until after the election

and also that interest is suspended on loans right now.

Hey, John, I'm confused.

So help me understand.

Why would you want to wait after the elections?

Just, you know, somebody, you know, I'm not going to say who, but, you know, somebody wins and maybe some new laws are passed that you know

maybe some debt is forgiven you know I really don't see that happen no well no it's not

going to happen John okay yeah that's what I was thinking but yeah so what I mean if

interest is suspended until December 31st why not just kind of wait and see if anything

does happen well I'm gonna tell you why because you're still in debt allst, why not just kind of wait and see if anything does happen? Well, I'm going to tell you why, because you're still in debt, all right? And why not just going

ahead and attack it and get it taken care of now, okay, and create freedom for you? Tell me this.

How much money is in your savings account right now? So right now I have about $30,000 saved up. John, hang up the phone man and go pay

his debt off, brother. Because you still want to have $15,000 in your savings. You're going to be

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