This is the Ramsey Call of the Day, part of the Ramsey Network.

Let's start it off in Naples, Florida, with Kristen.

Kristen, how can we help?

Hey, how are you guys doing?

We're having a blast, Kristen.

What's up?

Good.

All right, the show rocks rocks i just wanted to say

that and i um i explain all the principles from the show to my students almost daily because i teach

oh good for you what what grade do you teach uh high school great yeah so yeah great

thanks for uh putting it out there um all right so question is, I am currently eligible for the public student loan forgiveness for my student loans that I accumulated over the years.

And it's at 72 because of interest has been occurring since 2015.

And I'm wondering, because they said that I haven't paid off by 2028 and I'm only making the

minimum payment from because I'm on the repayment plan where it's income driven base.

And I'm just wondering if that's the route I should take or should I just try to attack them because I have no other debt besides that.

That's it.

How much student loan debt, Kristen, is it in total?

$72,000.

Oh, you said that.

72.

Yep.

So the way my philosophy always with this is usually with these forgiveness programs, are you talking on like the national level or are you in a specific program with your teaching, with your teaching that you're part of something?

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