Should I Stop Chasing Homeownership and Focus on Building My Retirement?

Ramsey Everyday Millionaires

Ramsey Network

Careers, Business, Investing

4.6 • 3.6K Ratings

🗓️ 27 May 2026

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! Next Steps: 💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement 📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠) 🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠) 📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠) 🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠) Listen to more from Ramsey Network: 🎙️⁠ The Ramsey Show ⁠ 💸⁠ The Ramsey Show Highlights⁠ 🧠⁠ The Dr. John Delony Show⁠ 🍸⁠ Smart Money Happy Hour⁠ 💰⁠ George Kamel⁠ 🪑⁠ Front Row Seat with Ken Coleman⁠ 📈⁠ EntreLeadership⁠ ⁠Ramsey Solutions Privacy Policy

Transcript

Click on a timestamp to play from that location

0:00.0	This episode is brought to you by SmartVester.
0:07.8	Connect with an investing pro near you at ramsysolutions.com slash smartvester.
0:13.5	All right, let's head to Karen in St. Louis.
0:17.0	Hi, Karen.
0:17.6	Welcome to the show.
0:19.0	Hi.
0:19.9	I always apologize for my name. Oh, Karen. Oh, Karen. Welcome to the show. Hi. I always apologize for my name.
0:22.6	Oh, Karen.
0:24.4	That is it. That's, I have an aunt, Karen.
0:26.4	My name is Joe. I have an aunt Karen. My name's John after a toilet. You're fine.
0:29.9	That's a tough name to have these days. Karen, we do not judge. We do not see you as stereotypical Karen.
0:36.7	At least it's not Rachel.
0:40.0	We are happy you called in.
0:42.7	How can we help?
0:44.5	So I am a recently divorced 58-year-old nurse working full-time.
0:50.3	I make about $90,000 a year.
0:53.0	Okay.
0:53.6	I have just finished Baby Step 2. Yeah,000 a year. Okay. I have just finished baby step two.
0:56.5	Woo-hoo.
0:56.8	Yeah, good for you.
0:59.1	And I'm now working on my fully funded emergency fund.
1:04.4	Okay.
	...

Transcript will be available on the free plan in 19 days. Upgrade to see the full transcript now.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Ramsey Network, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Ramsey Network and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.