Welcome to the Jill on Money Show. It's Wednesday, November 8th and we are here trying to help you make better financial decisions. Not the best, hopefully not the

hoist, but better. And better is about who you are, where you are in your life,

and so that means in order to get the guidance that we think you need, you need to go to our website,

Jill onmoney.com, click the contact us button and let us know if you would be willing to

come on the air live. Of course we do email

episodes from time to time so that's not a problem. It's just that when you come on

live we can ask a lot of follow-up questions and it can I don't know it kind of can get a lot more

interesting for us and for you I think also while you're on the website check

out our new exciting Jill on Money live subscription service not so new anymore.

We have live webinars, four of them, that for the bargain basement price of 35 bucks. Our next webinar is December 6 at 7 PM

Eastern time. It is with my former protege Dan Forbes. Dan's the owner of Forbes

Financial Planning, big firm in New England, and he'll give you all the dirt on working for me when he was a young lad and now how he is going to help you figure out your year- tax and financial planning so check it out if you want to join us

you'll have to be a subscriber to Jill on Money Live 35 dollars for beautiful webinars and of course bonus content that lives on the website all the time.

So you can go check up video chats with Jean Chatsky and Diana Henriches, she's the author of Taming the Street and the Madoff book and all sorts of fun folks who are living behind that paywell all good stuff.

Today we're going to do some emails and let's start with let me make sure I can say the name Bobby.

By the way if you don't want if you want to be anonymous just make sure you put that at the top

because sometimes I read the whole thing and I realize uh-oh whoops.

All right Bobby says read the whole thing and I realize, uh-oh, whoops.

All right, Bobby says all through my 50s,

I maxed out my pre-tax 401k contributions,

including the match.

Now that I'm 61 and checking into my eventual Social Security amounts,

...