4.6 • 682 Ratings
🗓️ 12 November 2020
⏱️ 5 minutes
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0:00.0 | It's Thursday, and this is the Ramsey Call of the Day. |
0:03.8 | Part of the Ramsey Network. |
0:06.1 | Joining me today is Ramsey personality, Ken Foeman. |
0:10.2 | Taylor is with us. Taylor is in Fresno, California. |
0:13.2 | Hi, Taylor. How are you? |
0:15.5 | I'm good. How are you, Dave? |
0:16.9 | Better than I deserve. What's up? |
0:20.2 | So I barely started watching your videos a couple weeks ago, and right now I'm on Baby Step 2, |
0:28.2 | so I only have student loans, including some personal loans that I took out with some family members |
0:34.8 | to get me through school. I don't have any credit cards and my |
0:39.5 | car is paid off. So right now I'm trying to decide how to go about paying back my student loans, |
0:46.6 | especially because it's zero percent interest. I haven't made any payments before. Did you graduate? |
0:52.5 | And I graduated in December. |
0:55.5 | Oh, good. |
0:56.7 | Okay, cool. |
0:57.4 | Yeah. |
0:57.7 | So, like, after I got out, then COVID happened, and I wasn't making any payments. |
1:02.3 | I wasn't required to. |
1:04.2 | So this would be the start of it. |
1:06.1 | But I'm having a hard time thinking of how to do that because I'm going to be experiencing kind of some big life changes soon. |
1:16.0 | Currently, I'm living with my family rent-free. |
1:19.3 | I'm not making a lot of money because of the pandemic. |
... |
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