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The Ramsey Show Highlights

Should I Start Paying Off Our Credit Cards?

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 14 January 2025

⏱️ 8 minutes

🧾️ Download transcript

Summary

📱Download your free Ramsey Network app today! 💵 Start your free budget today. Download the EveryDollar app! Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews, and more! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought you by Y-ReFi. Refinance your defaulted private student loans today at Y-refi.com slash Ramsey.

0:10.0

I need help with this credit card situation that's a part of a bigger problem.

0:16.3

But my husband and I separated about three months ago.

0:23.1

Two months ago, we stopped paying credit cards.

0:26.1

And I just found out that before they go into collections,

0:29.3

that we might want to start paying them.

0:32.6

Again, we just owe so much.

0:35.8

We just have been overwhelmed and have not had good advice.

0:39.3

So that's what I called you.

0:41.5

You're currently still separated?

0:45.4

Yes.

0:46.7

Why?

0:49.4

Well, we were working um, working together in his construction business and let's just say like everything came crashing down.

1:04.0

His anger and my, um, not feeling safe from like past drama all happened at once.

1:13.0

I moved out to my cousin's house, and when I came back home,

1:17.1

he had moved back to his home state, and we're talking.

1:20.3

We're having weekly finance meetings, and I believe God will restore our marriage,

1:25.3

but we've got a lot to work through a big part of it.

1:29.2

He shut his construction business down and moved away?

1:36.0

Well, we were at the end of a really long project from not heaven.

1:41.7

He shut his construction business down and moved away yeah and how are you working um

1:50.9

i am now yes what do you make well i'm working three part-time jobs now just got offered a full-time

...

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