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Let's go to Ricky. He's in Atlanta, Georgia, ATL. Shoddy. What's going on, Ricky?

Hello, how are you doing? I have an investment property that I own this swerp about 700,000,

and I'm trying to decide. I have two offers. One offer is 600,000 at 6% for 25 years,

I own finance with 15% down, and one offer is a cash offer for 700,000.

And or should I keep the property?

I'm 62 and I'm getting ready to retire.

And I have some money in my 401K, but I've worked with some financial people.

And it seems like if I take this property and pay the

depreciation and the capital gains and put the money into an IRA, I will leave more money

for my kids in 25 years than if I hold on to the property.

With the value of it and everything.

What would cause you to consider the other offer over a $700,000 cash offer for the

amount that it's actually worth? Because I've been told in the past that it would spread out the

depreciation of capital gains and I wouldn't have to pay the taxes. One year I could spread it out

over to leave for the loan. What was the rental bringing in in monthly rent? It brings in about

$9,400 a month. Okay. And you're just kind of tired of it. You're like, oh, I don't want to deal with it.

I'd rather sell. I've been doing it for 20 years. Yeah. And at one time, I had two partners in 66 properties. We have split up and I'm down

to 13 properties. Oh, wow. That's great. Yeah. I mean, I would, I like diversification in

general. So the fact that you have other properties is great because you're still in that you know a little bit of real

estate you know in your entire portfolio but if you have a cash offer like this I mean I

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