4.6 • 682 Ratings
🗓️ 22 July 2020
⏱️ 8 minutes
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0:00.0 | It's Wednesday, and this is the Ramsey Call of the Day. |
0:03.8 | Part of the Ramsey Network. |
0:06.0 | Joining me today is Ramsey Personality, Chris Hogan. |
0:09.1 | Alex is with us. |
0:11.1 | Alex is in Illinois. |
0:13.2 | Welcome to the Dave Ramsey Show, Alex. |
0:15.9 | Hi, thanks, Dave. |
0:16.8 | Thanks for taking my call. |
0:18.0 | Sure. |
0:18.1 | My financial situation is as follows. |
0:22.0 | I'm 25 years old, live at home with an income just north of $200,000. |
0:27.4 | I have $70,000 in a savings account and no debt besides the car that I purchased in January, |
0:33.7 | which is the reason for my call today. |
0:35.9 | I purchased a car for $39,000 as fast January, but since then my mother has encountered |
0:43.3 | some financial struggles as her alimony situation has dramatically changed. |
0:48.3 | I want to help her out more with expenses. |
0:51.3 | As I mentioned, I bought the car in January for $39,000, |
0:55.1 | and I'm now getting offers from dealers for approximately $32,000, |
1:00.0 | and I owe $26,000 on the car. |
1:04.4 | You make $200 and you have $70,000 in the bank. |
1:07.8 | That's correct. |
1:08.9 | We'll be wrong with paying it off. |
... |
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