Yes?

Live from the headquarters of Ramsay Solutions broadcasting from the PODS

moving in storage studio, this is the Ramsay Show. It's where we help you win in

your life, specifically your money, and we look at it from a relational and a

professional work standpoint as well. I'm Ken Coleman joined by my colleague

Rachel Cruz. The phone number, if you want to jump in on the conversation, is

triple eight, eight to five, five to two, five, that's triple eight, eight to

five, five to two, five. Let's go to Idaho Falls, Idaho. Merrill is there.

Merrill Huckley helped. I Ken and Rachel, thanks for your time.

I appreciate it. You bet. Well, I kind of had a curveball phone thrown at me.

I turned 61 next month and I'm being downsized out of it. 25 year career. Oh,

sorry. What's the industry? Medical sales. Okay. I'm going to try to live life

without any regret, but I got to be honest, I regret it not finding you guys about

a decade earlier. I'm new to you guys and I appreciate what you do, but here's

my situation. Life has changed obviously. I've not been the best with money throughout

my life. We're looking at massive changes we just spoke. My financial situation

is this is we're debt free other than the house, which is a good thing. How much do you

own the house? We owe 278. What's it worth? 600, between 600 and 650. Okay. I've got a 401K.

Last I checked was at about 540, but 60 of that isn't a 401H. And me not being the numbers

gams, I don't think we can touch that. I think that's set aside for for health care going

on, which we need because my wife has issues has her entire life. So my initial question

is this, our mortgage is 1600 a month. Would it be smart and could I do it without getting

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