Should I Pause Retirement To Save for a House?

Ramsey Everyday Millionaires

Ramsey Network

Business, Careers, Investing

4.8 • 3.6K Ratings

🗓️ 12 March 2025

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

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Summary

💵 Sign up for EveryDollar today - Create a free Budget! Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! Next Steps: 💰Need help with your investments? Connect with a SmartVestor Pro: (SmartVestor Investing Professionals ) #PaidEndorsement 📝Get your free copy of Ramsey’s Complete Guide to Investing: (Ramsey's Complete Guide to Investing) 🏦Take a retirement assessment to find out how much you’ll need to retire: (Retire Inspired with the R:IQ Retirement Assessment) 📈See how much your investments could be worth over time with this handy calculator: (Investment Calculator) 🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (Ramsey Investing Tools and Resources) Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership 💸 The Ramsey Show Highlights Learn more about your ad choices. Ramsey Solutions Privacy Policy

Transcript

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0:00.0	This episode is brought to you by SmartVestor.
0:07.7	Connect with an investing pro near you at Ramsey Solutions.com slash SmartVester.
0:14.2	Ted is going to kick us off in San Francisco.
0:16.3	What's going on, Ted?
0:17.3	Hey, guys.
0:18.2	What up?
0:19.2	What's going on?
0:20.2	Yeah, I have three financial advice questions I need from you guys, but let me give you
0:25.1	the background about my history, where I'm at.
0:28.2	Right now, my wife and I make pretty good money in San Francisco.
0:32.0	Our combined income is $450,000.
0:35.3	Awesome.
0:35.8	We have...
0:36.3	That's basic minimum wage in San Francisco, right?
0:39.2	Pretty much. Pretty much. We have a two-year-old, and we have another one coming in May this year,
0:45.3	and we have zero debt, zero car payments. We locked in a 2.5 interest at a condo about four years
0:53.3	ago. So we're saving a lot.
0:55.1	We're maxing our 401k.
0:56.4	We have emergency fund.
0:57.6	We're putting money to education funds.
0:59.7	And we finally have enough money saved up to buy a home.
1:03.5	And we want to move to southern California just because we have family,
	...

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