Should I Open Up A Secret Bank Account?

The Ramsey Show Highlights

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 838 Ratings

🗓️ 29 December 2025

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	In today's digital world, you need ID theft protection that actually works.
0:07.0	Protect yourself at Xander.com.
0:09.0	So I have a bit of an odd question.
0:11.0	I'm wondering if I should open up a secret bank account without my husband knowing in case of an emergency.
0:20.0	Hmm.
0:21.6	What kind of emergencies do you see happening?
0:24.6	Sorry, I'm pretty nervous.
0:27.6	We overspend a lot each month, and I'm really trying to keep our payment down on things, but most of our overspending comes from him.
0:47.3	And we have a difficult time talking about finances.
0:52.1	I mean, we're getting better at it, but it's still not where it needs to be at all.
0:58.0	For example, two months ago, we overspent by $3,500, and last month it was $2,500.
1:04.4	Where's this money coming from?
1:08.3	Well, it's all on credit cards right now.
1:10.5	Okay.
1:11.4	How long have you been married, huh?
1:13.4	Ten years.
1:14.4	Okay.
1:15.4	Okay.
1:16.4	Okay.
1:17.4	There's never a situation where lying and deception solves a problem.
1:26.5	All that is is...
1:27.4	I know what... I know where all the money... Hold on. Hold on. All that is is a... I know what...
	...

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