Welcome to the Jill on Money Show. It's Wednesday, September 24th for our Jewish listeners.

Happy New Year. Russia Shana. Here it is. I'm pre-taping it. I'm not working, okay? So don't get up on

worried about me. I'm good. I hope that you enjoyed whatever Hala was at your meal last night. I know

that I will have done just that. If you are not a Jewish listener and you are just listening

for the heck of it and you don't know what I'm talking about as a Jewish New Year, that happens

once a year. The nice thing, Mark, about having two New Year's, it's like I get two chances at New Year's resolutions. So there's an advantage right there. It's two times that I can blow through resolutions in a given year. I have two as well. Oh, right. You've got your Chinese New Year. And you're sort of Jewish by association. So I'll say three. I got, I mean, you got the time off from school. So you get three chances. Fantastic for you. Hey, gang, if you've got a financial issue that is bubbling up, maybe it's your New Year's resolution, give us a haul or go to jillonmoney.com. Click the contact us button. Write us a note. If you'd like to join us on the air live.

All you need to do is just check the box.

Mark does everything else.

Don't forget to check out all the content that lives on the website, including our subscription service called Jill on Money Live.

That's where you have access to quarterly live webinars, the back catalog of those webinars, bonus audio and video content, all for $45 for the next 12 months. We are excited about Jill on Money Live. And by the way, Mark

and I took seriously your idea about putting together a live event and it is in the exploration

stage as we speak. Okay, today we are going to go through some emails

because Mark says, boy, we got a lot of them.

Let's start with Dan, whose subject is cyber attack on global scale

against financial institutions.

Hmm, that's serious.

Dan says, I've never heard this covered in detail since we live in a digital world with all of our financial savings being in the cloud, how do financial institutions protect our life savings from a cyber attack on a large scale? I know we're covered by the government up to a certain dollar amount, but what else? Okay, so this is a huge issue for every

financial institution. They've got so many people trying to really control the security around

all of this. Now, that is also to say that they are required by government to do that. They are very

interested in doing it themselves. I don't know how to put this kindly, but like, of all the

things to worry about, I wouldn't worry about that because there is absolutely nothing you and I

can do about it. It is much more important that we have you controlling what you can control, like locking down your credit by freezing your credit report and not being careless about sharing passwords or telling your kids or your aging parents not to click on links.

...