Discover the tips and strategies that will help you achieve your retirement goals.

I'm your host, James Canole, and this is the podcast dedicated to helping you retire well.

It all starts right here on Ready for Retirement. for retirement.

Hi, everyone.

Welcome back to another episode of Ready for Retirement.

I'm your host, James Knoll.

And we have a question today that we're going to go over.

And it's a question that I'm seeing more and more often, both from just clients,

people I talk to. And it has to do with I bonds. more and more often, both from just clients, people I talk to,

and it has to do with iBonds. So this question is Mike, or is from Mike, and Mike says this.

He says, hi, James, love the podcast, very informative on meaningful topics. Please keep them coming.

Thank you, Mike. He then goes on to say, my question is on iBonds. They currently yield about 3.5% and will reset in

November at possibly a higher rate. I know there are limits on the amount of bonds you can buy per

year at 20,000 per couple. What am I missing that in today's fixed income environment,

these are not a prime candidate for your fixed income portfolio. Thank you, Mike. All right. Well,

Mike, thank you very much for that question. And before we

dive in, just a couple quick announcements, number one, Spotify now allows for reviews. So if you've been

listening to the podcast and have been enjoying the podcast, would really, really appreciate it.

If you would leave a review and if you are on Spotify listening to this, you now have the ability

to do so. So go ahead and leave a five-star review if you've been enjoying the content. Also, as I mentioned on previous episodes, make sure

to check us out on YouTube. If you've not already done so, we'll have this episode along with

other content there as well. And wanted to highlight a recent review before jumping into today's

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