Welcome to the Jill on Money Show. It's Wednesday, October 22nd. And we are here chatting with you about whatever it is is on your mind. And it shouldn't be anything that is too big, too small, to anything. There's no judgment here. So anything that touches money and your life and the

intersection of those two things, get in touch with us. We're happy to help you out. Go to jillonmoney.com.

Click the contact us button. Write us a note. If you would like to join us on the air live,

check the box. Mark will do everything else. While you're're on the website you can check out all the cool

content that lives there we've got a free weekly newsletter when you subscribe to that you will

automatically get my blog post which is now running it once a week maybe it's twice a week

it depends how i'm feeling and you'll see all the other content that lives there okay now it is

time to do an email show.

We've got a lot of emails piling up.

So I'm already nervous about this particular subject from Nathan, whose subject is sequence

of return risk.

All right.

Can I stop now, Mark?

This already feels like work to me. Hello, Jill and Mark. I recently

retired, actually, two years ago. When my job was becoming less fun and more stressful, I had not

done extensive research on the fiscal aspects of retirement during my work years. After retirement,

I started reading what I could. I listened to

others and their experiences. And I began listening to podcasts where I stumbled upon your YouTube

channel. Your daily shows are entertaining and enlightening. Oh, Mark, that's so nice. I quickly

learned that my wife and I are doing well financially with a healthy retirement account,

brokerage account, and pension. We have not yet started Social Security. Sequence of return

risk still concerns me. I have heard this is financially risky in early retirement. Okay,

...