This is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey personality, Ken Coleman.

Austin is with us.

Hey, Austin, how are you?

I'm good, Dave.

How are you?

Better than I deserve.

What's up?

So I'm about $3,000 in debt.

I'm 18 years old, but I bought my car for about $5,000 and I put two down on it.

And I was wondering, I have a committed relationship I've been in for about a year and

seven months now, and I was wondering, how could I get a second job to help me pay for that

debt, but still maintain a relationship with my girlfriend? And I plan on starting college in the

spring. So I was just wondering the best way to tackle that.

Well, how much time are you spending with this girlfriend, you 18-year-old young man you?

How many hours a week are you spending with her?

I spend about probably like five or six hours a day or something, like just when I get home from work in the evenings.

But, you know, she's one of those girls that go to bed real early like at 8 or 9 o'clock so i feel like by the time

i was at home she's already getting sleep off on me well first of all austin let me just tell you something

you are a fantastic young man i think you've got a bright future all right this is super practical

bro you're 18 i'm going to speak to you like the 47 year old that i am i'm going to be a dad for a moment. You're 18. I love that you want to pay the car off.

It's absolutely the thing that you need to make your number one priority. So get the second job

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