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My husband has basically ruined us financially and I'm at a breaking point where I need to know if we need to file bankruptcy,

if I should take over the bills, if I do, how to start because I never have done them or if I should just

walk away because I'm just overwhelmed and I can't take all the phone calls and all the

stuff that's going on like I'm to the point where either I'm going to leave him or file bankruptcy

or I need help I don't know. Wow. So do you know what is going on, like how much debt you have?

I would say probably close to 30, to 50,000 in debt. I'm not certain exactly how much. Like I said, he has always done the bills. But my

breaking point was last year when he got my car repoed. I looked out the window. My money

goes in the bank account every week for my paycheck, and my car was being repowed. And he

panicked and had his mother co-signed. The car was in my name, so he ruined my credit. And he had his mother co-signed.

The car was in my name, so he ruined my credit, and he had his mother co-signed.

Well, now his mother has co-signed on a vehicle for me.

That was a year ago.

Correct.

Why did you not get involved in the two of you sit down where you knew what the flip was going on from that point forward?

Why did you still stand back?

I tried. I tried to get involved. For a little while, we had everything written down,

what was going in or what was going out. I was telling him, we need to pay this bill, we need to pay

this bill. And it slipped away from me when my kids were in ball season, and I was gone six days

a week till 10 o'clock at night and I just

assumed he was doing what we planned and I let go again and then now his mother is contacted me

like the car payments one day late pay it today like it has to be paid on the day it's due and I'm

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