Welcome to the Jill on Money Show. It's Monday, March 2nd, and we are here trying to help you make better. Sometimes it's less bad financial decisions. And sometimes what we're just trying to do is guide you along your financial journey. There are a lot of different ways to get there, and you may not think that you're

on the right track, but maybe you are. Maybe you want to know what your options are. If that's the

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content that lives there. We've got another podcast. It's called Money Watch. We've got a radio

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Fridays, but that newsletter does entitle you to our blog as well. So check it out. All right. So if you want to get in touch with us, don't forget, jillonmoney.com. Today we are talking to Joe, who joins us from Texas. Hello, Joe. What's going on? How can we help you out? How are you doing? As a caveat, I'm a prior, prior military. I was in for almost 28 years.

So I have a decent pension. But I also have almost $600,000 in my TSP that I don't use at all.

They have no need to use it. Really? Wow. How much is your pension?

About $55,000 annually.

I also get another, I'm a widower. So right now I'm receiving my wife's Social Security at about

$24,000 annual. I also, VA disability, which is tax free and another $21,000 annually.

My wife was a, she was in civil service.

So I get about $6,000 annually from her pension.

Also have a rental property that I own that right, that I get about $1,000.

And that's after taxes and management fees, because I don't know, I have somebody managing it from it.

So after taxes, management fees, insurance, everything, it's another $1,000 a month, which is about $12,000 annually.

Wow.

Wait a second.

So let me just get this.

So first of all,

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