This is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey personality, Ken Coleman.

Julie is with us.

Julie is in Tampa, Florida.

Hi, Julie.

Welcome to the Ramsey show.

Hi, guys. How are you doing? Better than we deserve. What's up?

Awesome. So, yeah, my name's Julie. I am 24 years old, married. My husband and I both work full-time.

He's also a full-time paramedic student. So my question is, I am, I'm at risk of losing my job by Thanksgiving.

They are requiring a COVID vaccine for in-person work by them, and my husband and I have kind of

just opted out of getting that. I'm on baby step number two. I have two more credit cards up to pay off,

but my concern is if I'm out of work by Thanksgiving,

will I want to put a hold off of paying off debt and save every penny I get,

or do I want to pay off more debt but have less really wiggle room if I were to lose my job?

You need to put your total money makeover on hold, and you need to go get a new job today yeah start

looking right now don't even wait for that shoe to drop it's coming it's coming and you may and you've

already made your decision and so you just need to act today don't wait the thing that can happen is is

that we live in uh we think that uh that the cavalry is coming and

someone's going to solve this for us and they're not they're not coming yeah you know you really

do know what's going to happen so don't walk around acting like it's not going to happen yeah

and so it's time it's time for you to go on and you need to go on today.

Yeah.

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