Should I Be Doing Roth Conversions?
Jill on Money with Jill Schlesinger
Audacy
4.6 • 1.9K Ratings
🗓️ 6 May 2021
⏱️ 12 minutes
🧾️ Download transcript
Summary
Stop the presses, it's yet another question about whether or not it makes sense to be doing Roth conversions. All Roth, all the time, by far the most popular topic on the show.
Have a money question? Email me here.
Please leave us a rating or review in Apple Podcasts.
"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Welcome to the Jill on Money Podcast. |
| 0:05.8 | It's Thursday, May 6th. |
| 0:08.3 | And we are here to field any financial, economic, tax, retirement, education, career, any sort |
| 0:14.9 | of question you have that is even loosely associated with money or a dollar sign. |
| 0:21.6 | If you've got questions, we are here to try to help you out. |
| 0:25.1 | Send us an email, ask Jill at JillOnMoney.com. |
| 0:29.5 | Okay? |
| 0:30.5 | Ron writes, wants to know about, I mean, this must be our most frequent question, Mark. |
| 0:38.4 | We're all through traditional. |
| 0:40.1 | Ron says, my wife is 60 and a half, I'm 59 and a half. |
| 0:44.0 | We live in California. |
| 0:45.2 | Our kids are both on their own and self-sufficient. |
| 0:48.1 | Our household income is about 275 grand. |
| 0:51.5 | We currently have $1.1 million in a traditional 401k, $1.1 million in home equity, $1.1 million |
| 0:59.5 | $150,000 in cash as an emergency reserve fund, $75,000 that's set aside for home remodeling. |
| 1:08.9 | No debt. |
| 1:09.9 | About $5,000 go into our savings or investments each month. |
| 1:13.8 | Wow. |
| 1:14.8 | They max out their 401k, 26 grand a year. |
| 1:18.0 | And he says, I planned to work another five years. |
| 1:21.4 | My wife is collecting a small pension now, planned to collect Social Security at age 67 for |
| 1:28.0 | both of them, I guess. |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from Audacy, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Audacy and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.