Welcome to another episode of The Chicks on the Right podcast where we talk to our friend and sponsor of the show, Zach Abraham from Bullwork Capital Management.

Zach, are you a follower of Dave Ramsey?

I like Dave.

I don't watch him regularly.

But, you know, yeah, I'm a fan.

Yeah.

I think that's kind of like I don't have time to watch every episode, but I

appreciate his role in the world. And he's helped a ton of people manage their money. And I

saw a real interesting question come into him that I was surprised by his answer. Normally I'm like,

of course, that makes all kinds of sense. But this time I was surprised.

So there was a caller who was 26, a guy who called in and said, hey, I'm 26. I'm about to get

engaged. But my net worth is way higher than my girlfriends. Do I need to get a pre-nup? And so Dave's like,

okay, well, what does that mean exactly? And the guy said, I have 50 grand from, I'm assuming cash. I have 50 grand from my grandparents for a house. I have a $50,000 truck that I have equity in, 165 grand across 401k accounts, 150 grand left in a college fund, my fiancé is finishing PA school

with about 120,000 in debt. Yikes. And Dave said, well, what do you make every year? And the guy said

about 120 grand a year. So Dave said, first of all, if you've got 600 grand to your name at 26, that's really,

really good. But secondly, it's not enough of a net worth to warrant a pre-up, which I was stunned at

because he's basically coming in to the relationship with like a lot. Everything, with everything.

And no debt.

And so like what is your take on that?

Do you think just in the,

in terms of pre-ups,

which I think we may have discussed with you before,

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