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The Break

She Quit Her Job at 24 to Build Wealth, Here's How She Did It | Mia McGrath

The Break

Patricia Bright

Personal Journals, Business, Society & Culture, Careers

4.7752 Ratings

🗓️ 4 June 2026

⏱️ 55 minutes

🧾️ Download transcript

Summary

On this episode of The Break, I sit down with Mia McGrath, a 25-year-old who made the brave decision to quit her job after building her wealth. We explore the importance of effective money management and how understanding money psychology can lead to long-term happiness, rather than being stuck at day one. We talk personal finance tips, "Frugal Chic", and the significance of financial education to help you learn how to manage money effectively and avoid emotional spending. Get My Personal Budgeter here - https://www.thebreakresources.com/resources/p/the-budget-planner Follow the Break Social on Instagram for updates: https://www.instagram.com/thebreaksocial/ For Business and Sponsorship Opportunities: speaktothebreak@gmail.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

You can make so much more money, but if you don't know how to manage it, you're just stuck at day one.

0:04.0

A lot of people spend out of emotion or impulse or insecurity, and I think when it comes down to those three things, it's usually not going to bring long-term happiness.

0:13.0

Today we have probably one of my favourite TikTok and online creators on. It's Mia McGraw.

0:19.0

She is a 24-year-old who quit her nine to five after saving

0:24.1

her first 100 grand and it's on her ways to building millions. It was risky to stay at my job

0:30.3

because it was the risk of not making more. I was scared but I knew that if I was dedicating 40 hours a week

0:36.8

to my own stuff, imagine what could happen.

0:38.9

What do people with money know that people without money don't?

0:42.7

People with money know about leverage.

0:45.4

They know how to work smarter, not harder.

0:48.6

People without money, you're constantly in the cycle of earn, spend, earn, spend. What's the biggest lie young women are told about money, in your opinion?

0:59.0

That it's...

1:00.0

It is so amazing to have you here, Mia.

1:05.0

You are that girl on TikTok,

1:08.0

and I'm going to call the creator of frugal chic it is a pleasure to have you

1:14.2

here thank you thank you for having me how are you doing today yeah I'm great how are you I'm good

1:19.4

it's been a long day but I'm glad to speak to you because I really feel like it's giving finance

1:25.1

protege and I love it tell me more about your journey and getting into

1:31.0

this and why you felt like you had to talk about numbers and so transparently yeah so my content

1:38.3

creation journey just started very randomly it was one of those videos that just said sort of

1:43.0

post your content. And you know

1:44.3

when you just see enough of them, you're like, let's actually give this go. Yeah. So random Tuesday

...

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