She Cried Reading My Book: Nicole’s Honest Review of Own Your Time (Bread & Wine)

Marriage Kids and Money: Personal Finance for Families

Andy Hill

Investing, Business, Kids & Family, Parenting

4.9 • 604 Ratings

🗓️ 11 March 2026

⏱️ 43 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Nicole is back for our annual Bread & Wine episode and this one gets real. After finally reading my new book Own Your Time, she shares her honest and emotional reaction including the chapter that made her cry. We talk about the embarrassment of discussing money, the tension we felt during our debt payoff journey, and what it really takes to pursue financial independence as a married couple. Nicole opens up about growing up with money insecurity, why sharing our financial story felt vulnerable, and how we found a healthier middle ground on our path to time freedom. We also discuss why money should not be taboo, how to avoid pushing your spouse too far in the pursuit of financial independence, and what wealth truly feels like today. If you are in the messy middle of career, kids, and financial stress, this conversation is for you. Resources Mentioned Own Your Time by Andy Hillhttps://marriagekidsandmoney.com/book Leave us a voicemail for a future episodehttps://marriagekidsandmoney.com/voicemail Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This episode is sponsored by my new book, Own Your Time.
0:03.0	I wrote it for parents who are doing everything right on paper, but still feel stretched thin.
0:07.8	Own Your Time gives you a clear path to take back control of your money, your work, and your family time.
0:13.5	Find it on Amazon or Barnes & Noble.
0:15.8	Own Your Time by Andy Hill.
0:17.8	Can we start it like, are you recording?
0:19.6	Yeah, I'm recording.
0:20.1	Can we start it like just are you recording? Yeah, I'm recording. Okay. Can we start it like just casual?
0:23.0	Like, hmm, this wine tastes really good.
0:27.9	Super casual.
0:29.0	Talk.
0:29.5	Hi, everyone.
0:42.3	I'm back.
0:43.8	Yay!
0:45.8	I just finished reading Andy's book and I promised him that when I did, we would do a bread and wine.
0:51.4	Oh, you're going to make a lot of people happy.
0:53.6	I really think so. I get a lot of comments every once in a while. I mean, they like marriage bread and wine. Oh, you're going to make a lot of people happy. I really think so.
0:54.5	I get a lot of comments every once from out. I mean, they like marriage kids and money,
0:58.6	but they really like bread and wine. So I'm glad you're back. Well, thank you to those 10 people.
1:05.6	And Carlos. And Carlos. There we go. Baker's Dezen.
1:15.5	So I want to talk about your book.
1:18.7	Yay. Thanks for reading it, by the way. That means a lot to me. I mean, I wonder if people will be shocked to know that I did not read it before it came out.
	...

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