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Financial Audit

She Came Here To Fight Me | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4894 Ratings

🗓️ 1 August 2025

⏱️ 96 minutes

🧾️ Download transcript

Summary

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, *I BRING IN THE BOYFRIEND* - and the confrontation gets heated as I expose how bad her finances really are... he was not ready. Submit proof of purchase at https://hammerelite.com for reimbursement. ▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join! ▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. ▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5 Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 Go to https://meetfabric.com/CALEB and apply today, risk-free Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month. ▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay ▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join 1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 2. *The best budgeting program online: https://calebhammer.com/budget 3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing 4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula 5. Everything you need for buying your first home to buy your first investment property: https://calebhammer.com/realestate/ 6. Get your own free Hammer Financial Score: https://www.calebhammer.com 1. *I'VE MOVED MY INVESTMENTS FROM THE OTHER APP* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium. 2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer 3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 5. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ 6. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 7. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer 1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups 2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive 3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer 1. My socials: https://stan.store/calebhammer 2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone. Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly. That's the Zendesk AI effect. Find out more at Zendesk.com. To watch episodes of Financial Audit a week earlier, check us out on YouTube. It's kind of hard that, you know, I am a provider. I guess you don't really understand that as much now that, that, you know, you have this big studio and stuff like that. So maybe you kind of can't comprehend that. How do I not understand that? You think businesses that have? What do you think someone that's working multiple jobs to then afford taking care of themselves and their mother? But I was there working multiple jobs in order to make my bills do. And then you got out of it. And now you're kind of losing that understanding. Fuck you. Who do you think you are? I mean, I think you just need it to be a little bit humbled. Hammer Elite is the best YouTube membership on the platform. And I just upgraded it. Three exclusive dedicated shows every single day, Monday through Friday.

0:56.9

And for the rest of the month, I am paying for you to sign up.

0:59.6

Sign up for Hammer Elite in the description or pin comment below and submit proof

1:02.9

and purchase at Hammer Elite.com.

1:05.0

After that, I'll send you a $10 digital gift card that can be spent basically anywhere and

1:08.8

in most countries.

1:09.8

This is the best membership you'll ever join.

1:12.3

That's a promise.

1:14.9

Hi, I am Becca.

1:16.3

I am 28 years old.

1:17.6

I am from San Antonio and this is Financial Audit.

1:21.6

Thanks for coming up from San Antonio.

1:23.2

What do you do down there for Olivia?

1:24.7

So I work at a nonprofit with foster care and I I'm also a provider, so I'll too.

1:29.7

What is your job with the nonprofit, though? I work in like a mentorship program. So I'm like an intake coordinator. How many hours a week are you doing? 40 hours. Okay. Okay. Cool. What is? Well, I guess full time for that. but I do also work with my grandmother as well too,

1:43.9

so I'm a provider.

1:44.8

Doing what?

1:45.8

Provider for her?

1:46.9

Yes, like a home health.

1:47.8

Okay. time for that, but I do also work with my grandmother as well, too. So I'm a provider.

1:44.8

Doing what? Oh, provider for her? Yes, like a home health. Okay. Yeah. I heard of home health care.

1:49.4

Yeah. So what do you make from the first job?

...

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