Are you hungry? Colleen Witt here and Eating While Broke is back for season four every Thursday on the Black Effect Podcast Network.

This season, we've got a legendary lineup serving of broke dishes and even better stories.

On the menu, we have Tony Baker, Nick Cannon, Melissa Ford, October London, and Carrie Harper HowHawie turning Big Macs into big moves.

Catch eating while broke every Thursday on the Black Effect Podcast Network, IHeartRadio app, Apple Podcasts, wherever you get your favorite shows.

Come hungry for season fourth.

Welcome to Before Breakfast, a production of IHeart Radio.

Good morning.

This is Laura.

Welcome to the Before Breakfast podcast.

Today's tip is to schedule yourself first.

Identify what needs to happen for your life to run smoothly

and for you to achieve your goals.

Then, schedule those activities first

before committing to anything else.

So you have probably heard the classic financial advice to pay yourself first.

To save money for your own future needs before you pay for everything else.

Money goes to your retirement account or emergency fund before it goes to clothes or dinners out or anything

discretionary. If you wait to save what is left over, there might not be anything left over.

But if you pay yourself first, one way or the other, you'll get through to your next paycheck, and you will build wealth

at the same time.

As is so often the case, what is wise for money is wise for time, too.

Just as people who are smart with their money set aside savings for their future needs before

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