Hi folks and welcome to the Meaningful Money podcast season seven, episode two. Oh, what it is to be young.

This is the podcast dedicated to helping you put your finances in order. My name is Pete Matthew

and I'm going to share

with you everything you need to know and everything you need to do to secure your financial future.

I'm here to help you make sense of money. Right then, right then. Great to have you with me. Our new season gets going in earnest today as we look at the first of our life stages. That's what this season is all about. First of our life stages is young, free and single, hence the slightly wistful, pointless thing at the start of the show there. This really is where it all starts. It's the

beginnings of our financial independence. And today I want to look at the main things you need

to get right at this early stage to lay a sure foundation for future financial success.

Okay. So after that, after we've covered all that, I've got to look at some reviews that have

been left, usual stuff. There's a whole lot of links today as well. After the main body, I'll be announcing

what we're going to be talking about next week, all that jazz. But before any of that,

remember, this podcast is brought to you with the help of my friends at seven investment management.

There are a firm of investment managers based in London who specialise in

something called multi-asset investing. Now, I bang on about that all the time here on the show.

I believe it's the sort of core way investing should be done. Multi-asset investing brings

institutional level investing techniques to ordinary people like you and me. Seven I.m.

specialised in this and they've been putting

their name to my show and to the site for nearly six years, I think now, which is incredible. Why?

Because they believe in what I'm doing, trying to get decent information out to those who need it,

and I'm so grateful to them for their ongoing support. Please do check out what they're up to. Go and say hi. They're on Twitter and all that sort of stuff. The place to find them is 7im.com.uk. That's the number 7im.com.com. Go check them out.

Okay. So you finished your education, hopefully got your first job after that.

Maybe you're still studying, but you've got a summer or an evening work, summer job,

evening work, something like that. You've got some money coming in. You're getting your first taste

...