It is official. Our daughter Ellie has her very own five to nine account. She has started

saving for college. Well, she hasn't. But we've started saving on her behalf. And as Mitch

Seaball promised, he's the guy who runs Path to College, the Georgia five to nine program.

As he promised, it actually took less than 15 minutes to sign her up. And we had to really,

you know, put Mitch to the test. I decided to pull out a stopwatch and, well, a stopwatch,

my iPhone and time. How long it would take us to sign her up? It was actually less than 15 minutes

and it was super easy. Now we've been talking so much about the Georgia five to nine program

that we've gotten a bunch of questions. And as promised, we are passing those questions along to

Mitch. That's actually what this episode of this bonus episode of the upside is all about your

questions about the Georgia five to nine account and saving for college.

Welcome to a bonus episode of the upside with Kelly and Jeff. This episode is part of our

special series on adulting brought to you by Path to College, Georgia's five to nine plan.

Okay, now I'm going to give my parents preferential treatment here because they asked a question

like before I could even get the sentence out of my mouth that we had a five to nine account

set up for Ellie. And my parents wanted to know was if they make a contribution to Ellie's five to

nine account, can they get the Georgia state tax credit for contributing? Does that apply to them

also? Okay, well, first of all, let me say that I've cheated. I listened to your podcast.

And Kelly, I, if I remember correct, it took about 12 minutes for you all to open it.

But if you hadn't had the distraction of Jeff, you probably could have done it six or seven minutes

because I mean, yeah, you knew what you were doing and he just kept interjecting the stuff that just,

I mean, I don't know how you deal with him that way. I mean, well, I was trying to, you know,

what I was throwing some distractions up there in order to, you know, to really test the theory

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