Best gift I've ever received has to be a bike when I was younger, a pedal bike.

It was a sort of slick little road bike and I remember it was all like, it was so, it was all wrapped up,

it was so obvious what it was obviously because nothing's shaped like a bike and I had a little ribbon on it and I was so

a guest. For that was a life changer and I'm still sort of big on cycling around my area now so, for that one change me a little.

Enjoy in every sip with red cups now back at Starbucks.

Okay, I got to say in the name of all of this adulting stuff I have made a call about some like insurance related stuff.

I have looked in to see what kind of like our money situation is with the HSA FSA stuff.

So I'm feeling like we're headed in the right direction like it's not all done yet, but like I'm happy with the direction that this is going.

Hi, I'm doing my part to I have now purchased two pairs of pants from Costco.

How is that part of the plan money saving? Oh, yeah, we're going to use to start.

Are we putting the money you didn't spend on the normal jeans into Ellie's college funds like is that literally what I'm about to put in this account?

Yes. Okay, there you go. What was it was saving difference like 40 bucks.

The pants that I bought at Costco were like $20 a pair pants if you buy them at you know a mall and macy's or whatever like that.

They're running you at least 60 bucks. Okay, so there's and you bought two pair.

Two pair.

So $40 so should we commit to putting 40 dollar per pair to 80 bucks.

Right, so we should put 80 bucks in it. James college fund.

Yes, and if we put it in now by the time she graduates high school, she will have $6 million available to her.

Okay, I'm totally not true, but what we're going to do in this episode.

Just give me that guy could be like, well, that math is totally not true.

But we are going to start Ellie's college account today.

By the time Ellie heads off to school, she'll have $7 million available to her.

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