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DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

Rule of 4% - Am I on Track for Retirement?

DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

Bleav + Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!

Real Estate, Education, Investing, Self-improvement, Business, Money

4.6858 Ratings

🗓️ 12 December 2025

⏱️ 22 minutes

🧾️ Download transcript

Summary

Quint and Allie talk through calculating the rule of 4% and if it is a good barometer for retirement. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Transcript

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0:00.0

Hey, this is Ali, and thanks for listening to the show.

0:04.3

Give us a five-star review where you listen and share this episode with someone who might need to hear it.

0:08.5

Now, enjoy the show.

0:13.4

Welcome back.

0:14.4

Ladies and gentlemen, you're listening to another edition of your money.

0:17.7

Dear I'm a money.

0:18.6

A Howard back in the house.

0:20.3

The energy is. Hey, last time we talked was like 5 o'clock. Dear, my money. A, how would back in the house, the energies.

0:21.2

A, last time we talked was like 5 o'clock, you were drinking coffee because you were

0:26.0

harnessing your inner teenage child and going to the movie at 10 o'clock.

0:31.0

I thought of you.

0:32.2

I was going to text you, but I like, I put my Kindle down.

0:36.2

So my routine's real simple.

0:54.1

I try to lay down like quarter to nine. I read for about 15 minutes and then the Kindle starts falling on my face. And then I have to like, I have to like put the Kindle down and call it a night. Because if I do anything else, then I wake back up and I got to start the process all over again.

0:54.6

That's my routine. But I looked at the clock as I was doing this and it was a little bit later. It was 9.30, which was like, whoa. That's pushing it for you. I was like, whoa. And I thought you are literally just sitting down to 30 minutes of previews and then going to watch a movie. I don't, I'm sure the movie was great. In fact, our family is going to see it this afternoon, which is kind of fun.

1:13.7

My son, youngest son. and then going to watch a movie. I don't, I'm sure the movie was great. In fact, our family is going to see it this afternoon, which is kind of fun.

1:13.7

My son, youngest son, absolutely loves this whole theme and, you know, the wicked thing.

1:19.6

But how was the event?

1:21.1

Like, how did I do?

1:22.3

How did you do?

1:24.3

I honestly kind of killed it.

1:26.2

If anything, I drink too much coffee and over-prepared.

...

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