Hello, why never is my name is Jesse.

You come with another episode of the YNAB podcast where we teach you four rules to help

you stop having paycheck to get out of debt and save more money.

Instead of living paycheck to paycheck, you're going to live, I don't know, further away.

I'm not sure how to exactly say it.

Your paycheck's are just going to get old.

That's what we call it, aging your money.

That's the fourth rule that we are reviewing today.

The recap, give every dollar a job, is rule one, it means your money is lining up with

your priorities.

Rule two is called embracing your true expenses, recognizing that a lot of your expenses

are larger, less frequent expenses.

And you need to consider those as you're operating under rule one, as you're prioritizing.

You need to think longer term, but act now on that thinking.

So you get to weigh the balance between long term and short term spending.

You find out where your priorities, well, what they really are.

Rule three, be flexible.

Find the money first, if something happens, if life happens, and you need to roll and change

your budget a little bit, do it.

But make sure you find the money before actually spending.

That is the best practice.

That's the only practice worth doing.

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