Roth Conversions, Retirement Tax Planning & How Much House Retirees Can Afford

Money Matters by Allworth Financial

Allworth Financial

Business, Investing, Business:investing

4.7 • 839 Ratings

🗓️ 30 May 2026

⏱️ 43 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

After decades of saving and investing, how do you know when it’s okay to truly enjoy your money? In this episode of Money Matters, Scott and Pat help a couple with nearly $8 million determine how much home they can comfortably afford after relocating to Florida, while another listener with more than $12 million asks whether Roth conversions still make sense given today’s tax rules and retirement tax planning environment. They discuss retirement tax planning strategies, the dangers of chasing “popular” AI stocks, and how AI-powered scams are targeting investors and older Americans. What You’ll Learn: -When Roth conversions can help lower future taxes-How much house people can realistically afford-Better retirement tax planning strategies-How to invest more tax efficiently-Warning signs of today’s most common financial scams Join Money Matters: Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here. You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Transcript

Click on a timestamp to play from that location

0:00.0	Would you like an opinion on a financial matter you're dealing with?
0:08.9	Whether it's about retirement, investments, taxes, or 401Ks,
0:13.2	Scott Hansen and Pat McLean would like to help you by answering your call
0:16.6	to join Allworth's Money Matters.
0:19.0	Call now at 83399 Worth.
0:21.6	That's 83399 W-O-R-T-H.
0:25.6	Welcome to All-Worth's Money Matters, Scott Henson.
0:28.2	Pat McLean.
0:29.0	Thanks for joining us.
0:29.9	Yeah, glad you're here with us as we're talking about financial matters.
0:34.7	It seems to me like, this is like the summer's on.
0:40.6	Well, at least this is where we are in California.
0:44.3	Kids are out of school for the most part.
0:47.1	Isn't that most of the country?
0:48.1	No.
0:48.4	Kids still in college?
0:49.3	It seems like kids are home from college.
0:50.4	My daughter graduated from law school.
0:53.6	Got a job and everything. It's amazing.
0:56.0	Everything. She's got a job. That's amazing that she could graduate. It just seems like the time
0:59.3	went quick. Oh, yes, yes. Congrats on that. Oh, thank. Well, she did it. I had nothing.
1:05.6	Obviously. There's nothing to do with it. Yeah, but it's pretty, I mean, I'm very proud of it.
	...

Transcript will be available on the free plan in 20 days. Upgrade to see the full transcript now.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Allworth Financial, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Allworth Financial and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.