Welcome to the early retirement show. If you are a long time listener, thank you. And if you are new to the show, as a reminder, this show is dedicated to helping you retire early, otherwise known as the show dedicated to helping you understand what you have to do to be in a position where you are financially free, where work is now optional. So whether you are a few years out from retirement and you just want to know everything to prepare

for that big date or you're new in your journey and you want to get a head start on maximizing

what you've worked so hard for throughout your life, this is the show for you.

So we discuss everything from investments to

taxes to insurance and everything that comes in between. So without further ado, let's go

ahead and hop into today's episode. Welcome back to the show, the early retirement podcast,

and I am your host, Ari Talbleeb. As a reminder, before we get into today's episode on Roth Conversions, which is a very exciting topic

and a way to save hundreds of thousands over your lifetime, I want to start by saying that

the website has changed.

So if you want to submit a question to be answered in a future episode or to be considered,

that website is early retirement podcast.com.

That is early retirement podcast.com. That's where you can submit your question and I will look

to answer it in a future episode. So thank you for all of those who have submitted questions.

That is helpful. That is how the show is best run because I just make podcasts off what I think is

most helpful. But when you submit a question like today, specifically around how do Roth conversions

work and how should I think about them, well, then I can best help you. So happy to do that.

And we're going to hop right in. And I lied. We're not hopping right in. Before we do, as a reminder, everything

that I talk about today, also on YouTube in video format, if you prefer that. So now let's hop

right in, I promise, no more lying. So today's topic is about Roth conversions. Now,

the first thing is what are Roth conversions? What are the pros and cons? And how does

that impact your individual situation? So I like to start by taking that step back and then

getting into an example so you can understand how people best use them. So what is a Roth

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