Roth Conversions, Annuities, and Smart Tax Moves for Million-Dollar Portfolios

Money Matters by Allworth Financial

Allworth Financial

Business, Investing, Business:investing

4.7 • 839 Ratings

🗓️ 24 January 2026

⏱️ 56 minutes

🔗️ Recording | iTunes | RSS

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Summary

In this episode of Money Matters, Scott and Pat talk to two millionaires at different financial stages — one caller with $8 million asking about Roth conversions and tax strategy, and another navigating retirement planning with a $1.4 million portfolio. Scott and Pat break down how Roth conversions can optimize long-term savings, where annuities fit into today’s market, and how both investors are managing wealth amid rising volatility. If you're exploring Roth conversions or simply looking to protect and grow your nest egg, this episode is packed with actionable advice. Join Money Matters: Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here. You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Transcript

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0:00.0	Would you like an opinion on a financial matter you're dealing with?
0:05.0	Whether it's about retirement, investments, taxes, or 401ks.
0:09.0	Scott Hansen and Pat McLean would like to help you by answering your call to join Allworth's Money Matters.
0:15.0	Call now at 83399 Worth. That's 83399 W-O-R-T-H. Welcome to Allworth's Money Matters, Scott Hanson.
0:25.0	Pat McLean, thanks for joining us. I'm glad to have you with this. We've talked about financial planning,
0:30.8	investment advice, all that kind of good stuff. And it was funny, Pat. I was I chatted with a
0:36.6	buddy mind yesterday, who I have known for, I don't know, 40 years maybe, 35, long time, long time for him.
0:46.5	And he says to me, I listened to your podcast.
0:50.2	I listened to a few of your podcasts.
0:51.6	That was great.
0:52.8	I learned a lot.
0:53.4	You guys are really funny.
0:54.8	And I said, is that the first time he listened to the show?
0:59.4	He says, well, 30 years?
1:02.6	I think he was in the studio like 20 years ago to watch us live.
1:06.4	But I guess it didn't stick.
1:08.9	Didn't feel like you.
1:09.7	Well, there are lots of podcasts that's useful.
1:12.5	There are lots, lots of financial ones.
1:14.9	Oh, yes.
1:15.5	Yeah.
1:15.8	Yes, yes, lots of money.
	...

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