I'm going to guess that the majority of you watching this content or listening right now are good savers.

That's why you are where you are.

That's why you're listening to this content, thinking of ways to further optimize your finances.

Now, some of you are thinking, my partner is a great spender.

Okay, well, we're not talking about them right now.

We're talking about you in this savers mindset.

And one of the coolest things that we have right now at Root going on is this community.

It's called the Root Collective.

And in this collective, there are certain prompts that I'll see that will catch my eye or James's eye.

And that's how we come up with what we want to talk about today.

And so today is a really interesting one. And this was

prompted by Tommy C. who says the following. For those who are great savers before retirement

and are now retired, what are the little splurges that you now spring for that you wouldn't

before retirement? And he has a couple in here that might make you think

a little differently about how you want to save or potentially spend or give or X, as we'll

talk about today. James, when you're seeing someone talk about, oh my gosh, what are some of

these things that maybe I wouldn't normally do, but now that I'm

retired, I'll consider doing what's coming to your head?

Well, first thing is, number one, let's not wait until retirement to do some of these things.

This isn't like a binary.

You don't do these things before you retire, do these things after you retire.

But number two, I think that we've heard a lot of cool things, a lot of cool

...