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Before we begin this episode, a little friend of mine would like to wish you something special.

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Say thanks for listening. Thanks for listening.

Happy Halloween. Happy Halloween. Explicit content is found in this episode, so listener discretion is

advised. Welcome back to true crime cases. I'm your host, Lainey.

Insurance, as I'm sure we all know, is a pain in the neck. To get, to keep, to cash in

every step of the way, it's as tedious as it is crucial. But that's exactly the issue.

It is crucial. In a country where medical care and hospital bills are horrifyingly expensive, being hospitalized without insurance is a one-way

trip to enormous amounts of debt. And hell, even with insurance, people find themselves in the red just for the sheer

misfortune of falling sick. Unless you make a generous salary year over year, it always feels

like you're one bout of illness away from never making up the cost. Obviously, this affects

certain groups of people more than others. Kids can't pay for braces.

They're supported by their parents who may or may not have dental coverage through their

workplace. Unemployed people have next to no source of income and often resort to pretending

they're not sick and just hoping that it doesn't get worse. And once you're retired,

you have a limited pool of resources to take care of yourself,

which is dangerous considering you're at the age where you're more likely to need care.

This is where Medicare comes in.

Their website tells us that Medicare is a health insurance program for people who are 65 or older,

...