Rolling In His Grave?

Talking Real Money - Investing Talk

Don McDonald

Education, Investing, Business, How To

4.5 • 811 Ratings

🗓️ 10 December 2025

⏱️ 40 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Don and Tom take a sharp look at Vanguard’s surprising new direction, especially the decision to fold annuities into 401(k) target-date funds through lightly regulated collective trusts. They contrast Vanguard’s historical simplicity with today’s trend toward complexity, comparing costs, structure, and risk across major providers. Listeners call in with questions about Roth conversions, Schwab target-date funds, entering the market after a forced delay, and whether TIPS or buffered ETFs are w...

Transcript

Click on a timestamp to play from that location

0:00.0	Reality Radio for a really great future.
0:08.0	We're talking real money.
0:10.1	Well, you have tuned in to the right show if you want to get a better handle on your dough.
0:17.1	This is Talking Real Money.
0:18.6	I'm Don McDonald.
0:19.8	That's Tom Cock.
0:41.5	Thank you so much for being where you are right now listening to us. We truly appreciate it. 855-935-talk is our phone number. That's 855-935-8-255. If you have a money question and you're looking for a straight answer, one uncolored by a profit motive.
0:47.5	We're not going to sell you anything. We want you to get the right direction and the right help and really build that future for you. Yes, we're in the business of managing money,
0:53.1	but we're not trying to pitch you on us.
0:56.5	We just want to, we want you to get it right. So give us a call. 855-935 talk. 855-935-8-255.
1:03.9	Now, we talk a lot about Vanguard. We have over the years probably, we've probably talked about Vanguard more than any other investment, pardon me, organization in the world.
1:15.6	No, I think that's true. And this goes back 30 plus years, right? Yeah, I mean, yeah.
1:22.8	98. 88. Pardon me, 1988. So that. Vanguard has been a really wonderful
1:29.9	respectable
1:30.8	low cost
1:32.5	owned by its shareholders
1:35.4	yeah
1:35.7	but lately
1:37.3	vanguard's getting a little weird
1:40.1	they're they're pushing the
1:43.2	envelope a bit.
1:45.5	Well, they're allowing crypto in.
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Don McDonald, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Don McDonald and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.