Hello everyone and welcome to Ed Barron's. I'm Andy Surwer and welcome to our guest, Vlad Tenev, CEO of Robin Hood Markets.

Vlad, great to see you. Thank you so much for joining us.

Yeah, thanks for having me.

So I think you're 37 years old, correct?

That's right.

So you founded Robin Hood, what, 11 years ago, and the company's grown

tremendously. I'm going to ask you the big question first, which is, where do you see Robin Hood

10 years from now, 20 years from now, 30 years from now, because you could still be running the

company at that point? Yeah, yeah, quite possibly. I think over the next 10 years, Robin Hood is going to expand

across two independent vectors. One is to go from being U.S. only to global. And we started that

earlier this year. We launched in the UK and European Union, and at our recent investor day, we announced

that we've chosen Singapore as our APAC headquarters, so we'll be in Asia next year as well.

So from US to global and from consumer retail to also business and institutional.

And I think that we've done very well.

I mean, some would say Robin Hood has changed the brokerage industry in the past 10 years,

but our customers want more from us.

We see an opportunity to serve different types of customers.

And so the ways that I believe we can scale the business another 10x are, there's a multitude

of them.

And I think we're going to tackle many simultaneously.

I want to drill down into some of those points you just made, but also just sort of acknowledge

the point that you guys are part of the zeitgeist of investing over the past 10 years,

...