So for someone who can't see this picture tell me what it what's there what are you looking at

I don't know if I can't that's pretty hard

Do you mind if I describe it?

Sure.

It's a black and white photo showing a small white house.

The windows are blown out.

The roof looks shredded. there's a TV and furniture strewn about the yard and a woman in a tank top and sandals perched on the arm of a chair leaning forward.

It's a sad day in her life.

You could tell just the way she's sitting.

This is Nimond Lockhart.

He's 66 years old.

And the woman in that picture taken 30 years ago is his mother

Lou Aise. That house is still there. They will build it. She's not but the house is

and that was tragedy so I can't say much about it.

The tragedy was Hurricane Andrew,

a category 5 storm that tore through Homestead, Florida in August of 1992.

While Nimand and his mom were sorting through the wreckage,

a woman in Boston was staring at a computer screen trying to put a price tag on the

devastation, all the flattened homes and businesses ripped apart, all the lives upended. Do you remember what you were

feeling as you're watching this and and realizing how catastrophic it was going to be?

Very scared. Karen Clark is an economist. You may remember her from the

season prologue. Back in 1992 she was running the first ever catastrophe modeling company.

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