Barclay's ready-made investments. The clue's in the name. Not Barclays, where do I begin investments?

You can start from £50. That's why they're not difficult to get started investments either.

And you can choose your risk level, so they're hardly in at the deep end investments.

So if you've got savings and you want to help grow your money over five years or more, then search

Barclay's ready-made investments. Make money work for you. Investing is not for everyone. The value of

investments can fall as well as rise and you may get back less than you invest. Tees and Cs apply.

Business counselor Tool toolbox, bringing you practical tools for recovery from mental health and addiction issues.

This episode was pre-recorded as part of a live continuing education webinar.

CEOs are available on demand for this presentation through our sponsor, AllCEUs.

Go to allCEUs.com slash counselor toolbox to register.

Today we're going to be discussing risk factors for co-occurring disorders.

Over the next hour, we're going to define risk factors.

Identify risk factors for addiction and mental health issues in the following domains, individual, peer, family, work, school, and community, and

discuss similarities and differences between risk factors for each disorder.

So what are risk factors?

They're actually those characteristics affiliated with persons who are mentally or physically ill.

These are things that make it more likely for someone to develop or worsen a condition that they already have or that they could get.

That makes any sense.

It considers the individual, peers, work, school environment, and the community.

So remember, co-occurring disorders are the expectation, not the exception.

So whether we are talking about did mental health issues predate the addiction or did the addiction predate the mental health issues,

either way it doesn't really matter.

...